Why Support Entrepreneurs Through Peer-to-Peer Microfinance Lending?
Entrepreneurs in developing nations face a difficult problem: With average microfinance interest rates upwards of 40% or more, the high cost of financial services for the poor keeps them from growing their earnings enough to improve their families' standards of living.
You can change that by becoming a lender. When you support microfinance through social investments in a Zidisha entrepreneur, you not only fund a microfinance project, but you also fight poverty in that entrepreneur's family and community.
You can change that by becoming a lender. When you support microfinance through social investments in a Zidisha entrepreneur, you not only fund a microfinance project, but you also fight poverty in that entrepreneur's family and community.
Zidisha Offers Dramatically Lower Microfinance Interest Rates to the Entrepreneurs
While other microfinance services charge borrowers interest rates upwards of 40% or more, our direct peer-to-peer microlending model reduces the cost of Zidisha loans to just a fraction of this. The lower microfinance interest rates translate into larger profits for the entrepreneurs - profits that go directly towards the well-being of their families and their communities.
Support Entrepreneurship Through Direct Peer-to-Peer Microfinance Investments
Our innovation doesn't stop there. Unlike other internet microfinance services that simply allow web users to fund microfinance programs, we offer the ability to interact directly with the entrepreneurs. Lenders can post questions and comments, while borrowers share the progress of their micro investments and let lenders know about the impact that their microfinance investing provides.
Our Satisfaction Guarantee
We stand behind our commitment to our clients. If any Zidisha member is not completely satisfied with our performance, we will immediately refund 100% of the lender credit uploads, donations and service fees paid by that member - even if the loans funded with the lender credit have not yet been repaid to Zidisha. This guarantee is offered equally to lenders and to borrowers. No conditions or limitations, and no questions asked.